At any one time, there are millions of people who are suffering from a form of addiction, this could be to something as simple as the nicotine in cigarettes or other, harder drugs like alcohol or narcotics. Obviously, this can be distressing for the individuals as well as their family and loved ones and when the time comes for them to access help and hopefully recover from their addiction it is important to know that they are covered by their health insurance. If such individuals are going to have to finance their treatment out of their own pocket then they just won’t do it.
Aetna is one of the companies that do provide some cover for mental health and addiction problems, however unless the state requires it, they don’t usually provide addiction treatment on family or individual plans. Employer provided insurance plans are much more likely to cover issues such as these but they will possibly be dictated by certain federal regulations which will have an effect on the amount of coverage that Aetna can provide.
Fear is something that often will put individuals off of asking for help, particularly if they have to speak to their employer about this issue. It is common for an employee to be scared of their employment being terminated if they admit they have a problem and ask for help but the fact is that if an employer covers addiction treatment on their health insurance policy then the chances are they will be more than willing to help out.
There are several services that may be provided depending on the level of coverage for mental health and addiction issues on the health insurance plan. They may cover medical detox, inpatient treatment in a drug rehabilitation center or outpatient treatment, it may also be possible for you to be hospitalized, should you need it and still be covered by Aetna’s insurance.
There are going to be a mess of questions running through your head when going through a situation such as this but it is important that you ask the right ones to find out all of the information you need. The first thing you need to do is find out if you are covered for your addiction treatment by your insurance plan. Once you have done this you then need to find out what type of addiction and recovery facilities will accept your insurance. You then need to be aware of which services will be covered at a drug rehabilitation center and if there is a daily maximum amount whilst you are staying as an inpatient. The last thing you want is to have to leave before completing your treatment because you have maxed out your insurance coverage.
High Quality Treatment
Aetna is one of the most well known insurers for covering substance abuse and addiction treatment, they are also very well respected in the field for providing access to high quality facilities both inpatient and outpatient as well as counseling sessions, medications and much more. They are well known for saving people thousands of dollars, which is something that people who have suffered from an addiction can find extremely helpful as they will no doubt have run their cash flow and that of others well in to the ground. High quality facilities generally mean high quality care and a very much increased chance of successfully withdrawing from your substance of abuse so choosing Aetna insurance will be highly beneficial.
People often worry about being judged, they are ashamed of their substance abuse issue and so will try and keep it a secret for as long as possible, it is this reason why individuals will wait until they reach breaking point before asking for help. The staff at Aetna and the treatment facilities that they work with will not judge, they are there to help and support in an unbiased and non judgmental way. Everything is completely one hundred percent confidential so you will not need to worry about your issues being broadcast for the world to see. Addiction and recovery is a long and difficult journey but Aetna will be right there along with you, every step of the way providing the absolute best in care and attention.
It really is never to late to call and ask for help. There will always be someone willing to take your call and answer your questions. With Aetna you can be confident in the knowledge that you are getting the best.